Unlock the Power of HELOC

Borrow up to 100% of your home’s value!

1.99% APR* for 6 months!

Put Your Home’s Equity To Work With a Home Equity Line of Credit!

APR: Annual Percentage Rate. This Promotional financing applies to the new HELOC accounts opened between April 1, 2017 and August 31, 2017. No closing costs except appraisal if required. Estimated appraisal cost: $745. Your interest rate and credit limit will be determined based on individual credit worthiness. Verification of income is required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. An early closure fee (Title, Recording, Flood Determination; Total is approximately $250) is applied if the loan is closed within the first 36 months. A $35 annual fee will be waived if the Total Finance Charges paid during the previous 12 months is equal to or exceeds $35. You must pay a Re-Conveyance Fee at the end of the contract in order to release our lien. This fee will be determined at the time of re-conveyance. Maximum loan amount is determined by a variety of methods, including County RMV, AVM Report, or Appraised Value. The APR includes interest only and no other costs, and could change at any time. Variable Rate is equal to the Prime Rate index (currently 4.00% APR as of March 20, 2017) as published in the Wall Street Journal and is subject to change. To determine the APR which will apply to your account, a margin (currently 0.00% APR – 8.50 APR) will be added to your current index rate. As of March 20, 2017, the Variable Annual Percentage Rate for Home Equity Lines of Credit ranged from 4.00% to 12.00%. Home equity loans may qualify for tax deductible interest. Consult with your tax advisor for details. In no event will the regular APR be less than the Prime Rate or more than18% APR or applicable state law. The 1.99% Promotional APR is available for 6 months after the loan is funded. At the beginning of the 7th month, your regular rate will be applied. Minimum monthly payment may change as a result of interest rate changes. This promotional Home Equity Line of Credit enables qualified borrowers to finance up to 100% of their home value. Some restrictions apply. Membership with Wauna Credit Union required; visit waunafcu.org for member eligibility details. This special offer ends August 31, 2017.

Unlock the Power of HELOC Wauna Credit Union Wauna Credit Union serves the individuals and businesses of Clatsop, Columbia and western Washington County in Oregon, and Pacific County in Washington. Events Services & Opportunities checking finance home equity line of credit loans savings Savings accounts checking accounts loans financing Clatskanie 101 Truehaak St SE Clatskanie Oregon 97016 Vernonia 1010 Bridge Stree Vernonia Oregon 97064 St. Helens 275 S Columbia River St. Helens Oregon 97051 Scappoose 52381 S Columbia River Hwy Scappoose Oregon 97056 Astoria Safeway 3250 Leif Erickson Drive Astoria Oregon 97106 Astoria 100 Columbia Ave. Astoria Oregon 97106 Warrenton 1540 Se Discovery Lane Warrenton Oregon 97146 Mortgage Origination Office 910 Pacific Ave. Long Beach Washington 98631